Real Estate and Investment Advisory in Montenegro
We find the property directly with owners, verify the title in the cadastre, handle the notary and registration, and manage rental income and its tax filings afterwards. No agency commission, no surprises in the contract.
- 0%
- agency commission on properties we source
- 3%
- property transfer tax on resale purchases
- 15%
- tax on rental income after allowed deductions
- 1
- notary appointment to close the purchase
What the Real Estate Service Includes
- Property search directly with owners in Podgorica and on the coast
- Title, ownership and encumbrance checks in the cadastre
- Purchase contract review and notary appointment with translation
- Registration of ownership and utilities transfer
- Rental agreements, invoicing, tax filings and tenant management
- Investment structuring: buying privately or through your company
How a Purchase Works With Us
- 1Day 0
Brief
Location, budget, purpose (home, rental, investment) and whether you buy privately or through the company.
- 2Weeks 1-3
Search and viewings
We shortlist properties directly from owners and arrange viewings, in person or by video.
- 3Week 3-4
Due diligence
Cadastre extract, ownership history, encumbrances, building permits and planning status are checked before any deposit.
- 4Week 4-5
Contract and notary
The purchase contract is negotiated, translated and signed before a notary; the price is paid through the bank.
- 5Weeks 5-8
Registration and after
Ownership is registered in the cadastre, utilities transferred, and rental management starts if you wish.
Buying Property in Montenegro as a Foreigner
What foreigners can buy
Foreign individuals can buy apartments, houses and commercial premises in their own name. Agricultural land and some plots are reserved for Montenegrin persons, which is one reason to buy land through a Montenegrin company. We advise which structure fits before you commit.
Costs of a purchase
Resale property carries a 3% transfer tax paid by the buyer; new-build sales from a developer are subject to VAT instead. Add notary fees, court translation, registration fees and, if you use a Montenegrin agency, typically 3% commission, which our direct sourcing removes.
Property and residence
Owning a home is a valid basis for temporary residence in Montenegro. The permit is renewed annually while you own the property, and the years count toward permanent residence in the same way as a company-based permit.
Rental income
Rental income is taxed at 15% after allowed deductions, and short-term rentals require registration with the local tourism office. We register the property, issue invoices, file the returns and, if you wish, manage tenants while you are abroad.
Real Estate Questions
Real Estate Questions
Can a foreigner buy property in Montenegro?
Yes. Apartments, houses and commercial premises can be bought in your own name. Land is usually bought through a Montenegrin company.
What taxes do I pay when buying?
3% transfer tax on resale property, paid by the buyer, plus notary and registration fees. New-build purchases from developers include VAT instead of transfer tax.
Does buying property give me residence?
Yes, property ownership is a recognised basis for temporary residence. We file the permit application together with the purchase.
Do you charge a commission?
No agency commission on properties we source directly from owners. Our advisory and legal support are quoted as a fixed fee in writing.
Looking for Property in Montenegro?
Tell us the location, budget and purpose. We reply with a shortlist approach, the cost breakdown and a fixed advisory fee.
No company or residence permit yet? Start with Montestart.
Company formation, residence and work permits, family reunification and the digital nomad permit, at fixed prices by the same team. Montenext takes over the day your permit is issued.
Start with Montestart- Company formationd.o.o. registered in 5-7 business days.
- Residence and work permitTemporary residence through your company.
- Family and digital nomadPermits for your family or remote work.
Montestart
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- Advice tailored to your plans
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